Life Insurance: The Wealth Protection Fortress

To teach individuals how to identify personal financial risks and select the right insurance products to protect their families and preserve their legacies.

Created by

Kahome Gichuki

    • (0 Reviews)

01:06:19 Hours

0 Enrolled

English

Last updated

Fri, 23-Jan-2026

Course description

This course covers the strategic role of life insurance in a comprehensive financial plan. Students will learn the critical differences between Term, Whole Life, and Endowment policies. The curriculum focuses on "Living Benefits" (like critical illness riders) and "Death Benefits," demonstrating how insurance can be used for income replacement, tax-free wealth transfer, and immediate estate liquidity through family trusts.

What will i learn?

  • Competency in calculating your family's
  • Ability to evaluate insurance quotes based on policy terms, and premium payment periods.
  • Knowledge of how to integrate insurance into a legal estate planning framework.

Requirements

  • A list of your current dependents and monthly family expenses.
  • A summary of your existing liabilities (e.g., mortgage or car loans).

Frequently asked question

While some products have cash value, it is primarily a risk management tool.

Yes, typically after 3 years for endowment policies.

Most policies have a 30-day "Grace Period" before they lapse

Kahome Gichuki

Personal Finance Trainer

Gichuki Kahome is a Kenyan financial advisor, entrepreneur, and content creator specializing in personal finance, wealth management, and investment literacy. He is the founder and CEO of Coin Connect Kenya, a platform dedicated to assisting individuals and organizations in managing their finances. Professional Background Education & Certification: He holds a CFA Program Level I certification (issued October 2024) and an Executive Certificate of Proficiency in Insurance from the College of Insurance in Nairobi. He is also certified by The Chartered Institute for Securities & Investment (CISI) in regulations, market practice, and international securities. Advisory Role: As an independent financial advisor, he focuses on making complex financial concepts accessible to the general public, particularly young investors.
View profile

KSh1500

Lectures

6

Quizzes

1

Skill level

Intermediate

Expiry period

Lifetime
Remove from cart Add to cart Buy now

Share this course

Related courses